Retirement Genius for Advisors

Our Lead Referral Program makes life settlements easy by simplifying the process with
dedicated account management and turn-key support for all agents’ and advisors’ needs.

Join Referral Program Submit a Policy

Help Your Clients

Grow Your Business

Retirement GeniusSM for Advisors is a Life Settlement Lead Referral Program for agents and advisors who want to add life settlements to their client services and generate a new profit center in their practice.

Chris Orestis, CSA®, the founder and President of Retirement GeniusSM, has helped fund millions of dollars towards the costs of retirement and long-term care. And in the process, has helped agents and advisors educate clients about the numerous benefits of life settlements.

Why Retirement Genius?

We’re glad you asked.

Unlock New Opportunities

We provide you with the keys to a new market that can add immediate revenue to your practice.

It's Easy to Get Started

There are no added expenses, CRM systems, or licensing and E&O requirements to absorb.

Your Clients Are Ready

Your clients are already hearing about life settlements and they’re ready to move now.

Join the Referral Program

Get started with the Retirement GeniusSM Advisor Lead Referral Program today.

Get Started Now

What We Do

We make life settlements easy with consumer education materials for policyowners and a simplified process to accelerate the transaction with life settlement providers.

Cash Benefit

The most common solution is an all-cash lump-sum payment where the purchaser takes over all future premium obligations.

Custom Solutions

Design to meet your client's needs

Retained Death Benefit

Sell an in-force policy and keep a portion of your coverage intact with no future premium obligations.


Sell a policy to fund an annuity that will provide a guaranteed income stream for the rest of the annuitant’s life.

Viatical Settlement

A tax-advantaged solution for those who meet the IRS definition of chronically or terminally ill.

Long-Term Care

Sell an existing policy for funds to pay for long-term care expenses related to homecare, assisted living, memory care, and skilled nursing care.

No Broker’s License Needed

As long as your activities are limited to referring the policy to Retirement Genius, you do not need to be licensed as a life settlement broker to participate in our referral program.

Transparent Referral Fees

Referral fees are based on a percentage of death benefits or the life settlement offer, as applicable, and are not a commission taken out of the offer to the policyowner.

No-Load Settlement

Referral fees are not baked into the settlement offers provided to your clients, meaning your clients receive more money.

Exclusive Resources

Joining the referral program gives you access to a wealth of exclusive resources you can use to grow your business.

No Fees to Join

There are no fees to join the referral program. Simply complete the program application to get started.

One-on-One Training

We provide individualized one-on-one training with Chris Orestis, the Retirement Genius.


Join Referral Program

The Life Settlement Process

We’ve streamlined the life settlement process to make the experience quick and easy for you and your clients. We handle the heavy lifting and keep you well informed throughout the process so that you can focus on your clients’ best interests.

Submit Information

Submit basic information about the life insurance policy, the policyowner, and the insured.

Policy Analysis

Retirement GeniusSM or one of its affiliates will evaluate the information to determine eligibility.


If the policy qualifies, the policyowner may receive an offer from a licensed life settlement provider.

Chris Orestis

The Retirement Genius

Chris Orestis, CSA®, is an expert in retirement planning, long-term care, and financial health. For more than 25 years, he has helped countless seniors and families navigate the complex world of retirement and long-term care.

The founder and President of Retirement Genius, Chris Orestis has traveled the country sharing the secrets to aging with financial and physical health and dignity. The author of several books, he has appeared on countless media programs as an advocate of seniors’ financial well-being.

Now Chris is bringing his expertise directly to you. Retirement Genius is your go-to resource for everything you need to live a happier, healthier, and more fulfilling life throughout your golden years.

In the News


7 Ways to Pay for Care Without Long-Term Care Insurance

Long-Term Care Life Settlements: Unique Advantages for Seniors

Newsmax Finance

5 Ways Life Insurance Provides Unexpected Value

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