Help Your Clients
Retirement GeniusSM for Advisors is a Life Settlement Lead Referral Program for agents and advisors who want to add life settlements to their client services and generate a new profit center in their practice.
Chris Orestis, CSA®, the founder and President of Retirement GeniusSM, has helped fund millions of dollars towards the costs of retirement and long-term care. And in the process, has helped agents and advisors educate clients about the numerous benefits of life settlements.
Why Retirement Genius?
Unlock New Opportunities
We provide you with the keys to a new market that can add immediate revenue to your practice.
It's Easy to Get Started
There are no added expenses, CRM systems, or licensing and E&O requirements to absorb.
Your Clients Are Ready
Your clients are already hearing about life settlements and they’re ready to move now.
Join the Referral Program
What We Do
We make life settlements easy with consumer education materials for policyowners and a simplified process to accelerate the transaction with life settlement providers.
Cash Benefit
The most common solution is an all-cash lump-sum payment where the purchaser takes over all future premium obligations.
Custom Solutions
Design to meet your client's needs
Retained Death Benefit
Sell an in-force policy and keep a portion of your coverage intact with no future premium obligations.
Annuity
Sell a policy to fund an annuity that will provide a guaranteed income stream for the rest of the annuitant’s life.
Viatical Settlement
A tax-advantaged solution for those who meet the IRS definition of chronically or terminally ill.
Long-Term Care
Sell an existing policy for funds to pay for long-term care expenses related to homecare, assisted living, memory care, and skilled nursing care.
No Broker’s License Needed
As long as your activities are limited to referring the policy to Retirement Genius, you do not need to be licensed as a life settlement broker to participate in our referral program.
Transparent Referral Fees
Referral fees are based on a percentage of death benefits or the life settlement offer, as applicable, and are not a commission taken out of the offer to the policyowner.
No-Load Settlement
Referral fees are not baked into the settlement offers provided to your clients, meaning your clients receive more money.
Exclusive Resources
Joining the referral program gives you access to a wealth of exclusive resources you can use to grow your business.
No Fees to Join
There are no fees to join the referral program. Simply complete the program application to get started.
One-on-One Training
We provide individualized one-on-one training with Chris Orestis, the Retirement Genius.
Join Referral Program
The Life Settlement Process
We’ve streamlined the life settlement process to make the experience quick and easy for you and your clients. We handle the heavy lifting and keep you well informed throughout the process so that you can focus on your clients’ best interests.
Submit Information
Submit basic information about the life insurance policy, the policyowner, and the insured.
Policy Analysis
Retirement GeniusSM or one of its affiliates will evaluate the information to determine eligibility.
Results
If the policy qualifies, the policyowner may receive an offer from a licensed life settlement provider.
Chris Orestis
Chris Orestis, CSA®, is an expert in retirement planning, long-term care, and financial health. For more than 25 years, he has helped countless seniors and families navigate the complex world of retirement and long-term care.
The founder and President of Retirement Genius, Chris Orestis has traveled the country sharing the secrets to aging with financial and physical health and dignity. The author of several books, he has appeared on countless media programs as an advocate of seniors’ financial well-being.
Now Chris is bringing his expertise directly to you. Retirement Genius is your go-to resource for everything you need to live a happier, healthier, and more fulfilling life throughout your golden years.
